Income support and financial help
Discount recreation passes for people with a permanent cognitive or physical disability (not short-term rehabilitation). Three pass types: Combination, Program, and Facility—the City website...
Reduced-cost memberships at the H2O Adventure & Fitness Centre for people who cannot afford full price or who have a permanent disability. Support workers can come with you to the facility.
Reduced-cost memberships at the Kelowna Family Y for people who cannot afford the full fee. Also has an Ability Pass for people with a permanent mental or physical disability.
Emergency money help for cancer patients — grocery cards, travel and hotel vouchers, medical supplies, medications, dental care, and nutritional supplements. Based on income and where you live....
If you need income assistance or disability benefits in BC, you can apply online or in person through this program.
In-person office for income assistance, disability assistance (PWD), and referral to employment services. This is where you apply for or manage Persons with Disabilities benefits in person. Online...
In-person office for income assistance, disability assistance (PWD), and referral to employment services. This is where you apply for or manage Persons with Disabilities benefits in person. Online...
Interest-free repayable loans to help renters in the Central Okanagan (Kelowna, West Kelowna, Lake Country, Peachland) who are facing temporary financial hardship and at risk of losing their...
Free tax filing by trained volunteers for people with low incomes.
Free, private help with debt and money management. Includes debt repayment plans, budgeting help, and money skills workshops. The Kelowna office is phone-only — no walk-ins. Toll-free: 1-888-527-8999.
Free income tax filing assistance for people with disabilities earning under ,000/year. Advocates help gather documents, file basic returns, and provide information and referrals through...
Provincial advocacy organization for people with disabilities. Key services include free help applying for PWD (Persons with Disabilities) benefits, CPP Disability, Disability Tax Credit, and...
Temporary income if you lost your job, can't work due to illness, are on parental leave, or are caregiving. Pays up to 55% of your earnings (max $729/week in 2026) for 14-45 weeks. Also covers...
Community dental clinic offering cleanings and general hygiene work, check-ups, x-rays, extractions, and fillings in a state-of-the-art facility. Does NOT offer crown, bridge, or denture services....
Free tax preparation and filing help for Indigenous individuals and families, including help with Disability Tax Credit applications and related benefits.
Free legal help with disability-related matters including benefits appeals, discrimination cases, and rights advocacy. Assistance with applications, appeals, and legal representation if you qualify.
Annual program providing school supplies and backpacks to children of low-income families before the school year starts. Helps ensure kids have what they need to start school confidently. Contact...
Emergency assistance for families facing unexpected financial crises. Helps cover essential needs like utility bills, rent shortfalls, or other urgent expenses that could destabilize a family....
Income assistance and support services. Also handles Senior's Supplement (1-877-815-2363) and the Bus Pass Program. Apply online at www.myselfserve.gov.bc.ca or in person.
In-person help with EI, CPP, OAS, CPP Disability, Disability Tax Credit, and other federal benefits. Staff can help you with applications.
Free tax preparation for low-income individuals and families, available March to June and September to December at community locations around Kelowna. Call KCR Community Resources to find a clinic...
United Way funds and coordinates community programs across the Central and South Okanagan. Programs supported include early childhood development, youth services, food security, financial...
Federal office helping Canadian veterans, RCMP members, and their families with disability benefits, health care, mental health support, job training, and transition from military service....
Food bank serving veterans of all branches of the Canadian Armed Forces and Reserves, as well as first responders. Provides food hampers, financial assistance, clothing, laundry facilities, and...
Financial support program for eligible low-income or no-income individuals on WFN lands. Administered by WFN from the Federal Government through Indigenous Services Canada. Eligibility is based on...
Free tax filing for people with low incomes. Runs March to April, with some year-round availability.
Free service helping eligible people with disabilities open and manage a Registered Disability Savings Plan (RDSP). An RDSP can hold up to ,000 in lifetime contributions with up to ,000 in...
Monthly child care subsidy from the BC government to help eligible families with the cost of licensed child care. Amount based on income, family size, and type of care. Apply online through the BC...
BC benefit for children and youth (ages 0-19) with lifelong disability and significant support needs. As of 2026, provides between $6,500 and $17,000 annually depending on tier, regardless of...
Monthly income and health support for BC residents with a Persons with Disabilities (PWD) designation. Up to $1,483.50/month (single) for support and shelter, plus a $52/month transportation...
Tax-free monthly payment from the BC government for families with children under 18. Starting July 2026, families earning less than $30,176 receive increased payments starting at $1,750 per year...
Provincial program providing a refund of up to $500 per calendar year on provincial motor fuel tax for a qualifying vehicle. Available to persons with disabilities aged 16+ who own, lease, or have...
Monthly rental assistance for working families with children and low-to-moderate income. Household income must be $60,000/year or less, with more than 30% going to rent. At least one dependent...
Monthly rental subsidy for seniors age 60+ who pay more than 30% of their income toward rent. Annual household income must be under $40,000. Maximum rent ceiling: $1,150/month. Minimum monthly...
Free kit for income-qualified households with LED bulbs, a high-efficiency showerhead, faucet aerators, weather-stripping, window film, and more. Apply online or by phone. Delivery in 3-6 weeks....
One-time grant if you're a BC Hydro customer facing disconnection due to a temporary financial crisis. The grant goes directly toward your account balance and does not need to be repaid. Contact...
Grants for people with physical disabilities to help pay for assistive devices, home modifications, and other disability-related costs. Application deadlines vary (typically February, May,...
Automatic monthly top-up for low-income BC residents aged 65+ who already get the federal Old Age Security (OAS) pension and the Guaranteed Income Supplement (GIS) or federal Allowance. You don't...
Refundable provincial tax credit for seniors 65+ (or those living with an eligible senior) for permanent home renovations that improve accessibility or help a senior live independently. Claim up...
Non-refundable federal tax credit for people supporting a spouse, dependant, or family member with a physical or mental impairment. Claim on your annual tax return. The person you support may need...
Federal monthly payment for families with kids under 18. For July 2025-June 2026: up to $666/month per child under 6 and $562/month for ages 6-17 (indexed to inflation each July). Child Disability...
Federal monthly payment for working-age Canadians with disabilities and low income. You must have a valid Disability Tax Credit (DTC) certificate and have filed a tax return. 📋 How to apply: 1....
Free government money for a child's education savings — up to $2,000 per child deposited into a Registered Education Savings Plan (RESP). Available to children from low-income families born in...
Monthly pension based on your contributions during your working years. Available as early as age 60, with higher payments if you wait until age 65 or 70. You must apply — it does not start...
Refundable tax credit for low-income workers. The amount depends on your income and family size. Up to 50% can be paid in advance throughout the year. Claim it on your tax return.
Monthly rental subsidy to help households with low to moderate income pay for market rent. For families, seniors, and individuals. Amount depends on income and household size. 📋 How to apply:...
Federal dental coverage if you don't have private insurance. Covers exams, X-rays, cleanings, fillings, crowns, dentures, and more. Full coverage if your family income is under $70,000; partial...
Higher rebates for low-income BC homeowners and renters making energy-efficient home upgrades. Covers heat pumps, insulation, windows, and more. Income-qualified households can receive...
Free income tax preparation for eligible individuals who are unable to complete their returns by themselves. Qualified tax volunteers support the Peachland Wellness Centre in providing this Canada...
Monthly benefit for dependent children (under 18, or 18-25 if in full-time school) of a deceased or disabled Canada Pension Plan contributor. The child's parent or guardian must apply on their...
HelpKelowna
Community resources for Kelowna & West Kelowna